Can I Apply For Employment Insurance Even If I Work Part-Time?

This blog covers the requirements to provide part-time employees with health coverage, as well as the types of health benefits options employers have. Offering health benefits to part-time employees may help increase employee retention, increase morale, improve job satisfaction, and foster a more inclusive workplace culture. With WorkPerks, you can offer your full-time and part-time employees complete employee benefits.

Offering means that the employer cannot offer health coverage to a part-time employee, while refusing to offer it to another part-time employee who works a similar number of hours and at a similar job type. If you are an ALE with part-time employees working fewer than 30 hours a week, you are not required to provide them with health insurance–even if you do offer insurance to your full-time employees.

Under the AACAs Employer Shared Responsibility (ESR) provisions, employers with 50 or more full-time-equivalent employees must provide appropriate, affordable health coverage for full-time employees and their dependents, or face an assessment of penalties. The Affordable Care Acts (ACA) employer mandate requires large employers with an eligible number of employees (ALEs) of 50 or more full-time equivalent employees (FTEs) to offer affordable health coverage to their full-time employees, or face a tax penalty.

Employers can submit a partial unemployment insurance claim for a full-time worker who works fewer than full-time hours in any one pay period for the sole reason of lack of employment. Partial claims should not be filed when an employee is not capable of, and is unavailable for, accepting all job offers from the employer.

To file a Unemployment Claim, you must make the claim with one of the states(s) you have worked for over the past two years. You cannot file an unemployment claim with the state of Washington unless you worked in Washington in the prior year. You cannot file a new Washington claim until the Benefit Year is complete, although you might have received all your benefits.

Although a jobless insurance claim lasts for a year (your Benefit Year), during this period, you may only receive 26 times the full weekly rate. Your claim is valid for one Benefit Year, which is 52 weeks, starting the week that you filed the application. The maximum that anyone could receive, no matter how many weeks he worked in a basic-year period, and no matter how much he earned, is 26 times his maximum weekly benefit rate.

Your total weekly rate may be reduced by 100% of the weekly value of the indexed pension amount that you received from your employer in the base year, even if you did not contribute toward your retirement. We are required to reduce your weekly benefits payments in proportion to how many hours you worked (see more about reductions in proportion to part-time employment here). A partial benefit payment will be made for each week that you have worked fewer than 32 hours, and whose earnings are lower than the weekly benefit amount.

If you fail to report all hours worked and all earnings, you will be overpaid and must pay back the benefits that you received. If you are employed full-time, you are not eligible, as you are not unemployed, even if the weeks earnings are below your weekly benefits amount. If you report not having done at least 3 job searching activities per week, you can be denied benefits for that week.

You should file a Benefits Certification each week, including answering questions about your work search activities. You must be actively searching for a job for which you are eligible every week when you submit your weekly certifying statement for unemployment insurance benefits. If you are working part-time and receiving a portion of your unemployment insurance (UI) benefits, you are still required to conduct three job-search activities per week.

If you have a certain date you will be back at work, and that is within four weeks of when you claim your benefits, you are not required to engage in the work search activities. The wait period may be served only if you are certified for benefits and have met all of your eligibility requirements during that week. You can stop making claims at any time during the benefit year and start making claims again on the remainder of the benefits for that benefit year, as long as you meet all the eligibility requirements.

To be eligible to make a new claim, you must work a specified period before applying again. If you are filing a repeat unemployment insurance claim, you must have earned a new salary equal to at least ten times the rate of benefit payments during the benefits year in order to qualify for the new claim. You may reapply for a new claim if you have earned sufficient wages over the past 18 months and are still unemployed or working part-time.

If you served in the military, worked for a federal government agency, or worked for a state other than California during the past 18 months, you will need to apply again by phone, mail, or fax to file a new claim. If you live outside North Carolina and are separated from your employment with an employer in South Carolina, you must make a non-state, often called a cross-state, unemployment compensation claim. If you are receiving workers compensation in New York state, but are available and physically able to work, you may be eligible for unemployment insurance benefits.

Whether or not part-time employees are eligible for unemployment benefits is sometimes determined by hours worked in the past year, wages earned during a specific period, and if they were laid off, fired, or left their job. You must have worked for a minimum of four weeks, and earned six times your weekly rate of unemployment insurance coverage during your most recent covered employment. Each time you apply for benefit payments, you are asked whether you worked in the weeks that you applied for.

Employers should create a written document in the policy manual of your business that details part-time employees health insurance eligibility requirements. Generally, someone normally employed full-time who has his or her hours reduced one day per week per week is ineligible to receive benefits–he or she is still making too much money in the week for him or her to qualify. Yes, volunteering does not affect your unemployment benefits, so long as you are meeting regular requirements related to job searching and availability.